Covington Car Accident Lawyers

Injury Representation in Greater Cincinnati & Northern Kentucky

Car accidents are a leading cause of personal injury claims nationwide. According to the National Safety Council, 44,762 people died in motor vehicle crashes, and over five million medically-consulted injuries occurred in 2023. The impact on victims in such accidents can be physically, emotionally, and financially profound. 

At Adams Law, our personal injury team provides highly experienced and skilled legal representation to help you navigate the aftermath of car accidents and hold negligent or reckless parties accountable. We work diligently and aggressively to help you pursue the compensation you are entitled to through negotiated settlements or in civil court.

Contact Adams Law at (859) 681-6877 for a free consultation with a Covington car accident attorney. You pay no upfront legal fees unless we win your case.

The Impact of Car Accidents on the Injured

Beyond the immediate physical injuries, car accidents can lead to long-term emotional trauma, financial strain, and diminished quality of life. Victims often face mounting medical bills, lost wages, and the challenge of dealing with insurance companies while trying to recover. The road to recovery can be arduous, underscoring the importance of having experienced legal representation to advocate on your behalf.

Common Causes of Car Accidents & Fault

Understanding the common causes of car accidents is crucial in establishing liability. Prevalent factors include the following.

• Distracted driving: Activities such as texting, adjusting in-car technologies, or eating can divert attention from the road and lead to accidents. 
• Speeding: Exceeding speed limits reduces a driver's reaction time and increases the severity of collisions. 
• Driving Under the Influence: Alcohol and drugs impair judgment and reaction times, significantly increasing accident risk.
• Aggressive driving: Behaviors like tailgating, erratic lane changes, and road rage contribute to many accidents.
• Disobeying traffic laws: Running stop signs or traffic lights, improper U-turns, and other traffic violations can injure car occupants, pedestrians, motorcyclists, and bicyclists.
• Vehicle malfunctions: Mechanical failures, such as brake or tire issues, can cause the vehicle to lose control.

Determining fault involves analyzing police reports, witness statements, and evidence from the accident scene. In Ohio and Kentucky, comparative negligence may apply, where fault is distributed among parties based on their degree of responsibility.

Challenges From Insurance Companies

Insurance companies often aim to minimize payouts to protect their bottom line. They may employ the following tactics.

• Disputing liability: Arguing that their policyholder was not at fault or that the victim shares significant blame.
• Undervaluing claims: Offering settlements that do not fully cover medical expenses, lost wages, or pain and suffering.
• Delaying claims: Prolonging the claims process in hopes that victims will accept lower settlements out of frustration or financial necessity.

Navigating these challenges without legal assistance can jeopardize your ability to receive fair compensation.